Gilles Ubaghs

Gilles Ubaghs

Senior Analyst

Areas of Expertise: B2B Payments, Commercial Cards, Data and Analytics, Payment Regulations

Gilles Ubaghs is a senior analyst with Aite Group’s Wholesale Banking & Payments practice, where he is focused on business-to-business and commercial payments as well as the role that digital transformation is having across the enterprise and broader financial services sector.

Mr. Ubaghs brings over 15 years of experience in the analysis and financial services space creating a range of syndicated off-the-shelf and bespoke consulting projects for a wide array of clients at the enterprise, vendor, investor, and regulator level internationally. He has direct professional experience in European, Asia-Pacific, and North American markets, and always aims to bring local context into global payments issues.

Prior to joining Aite Group, Mr. Ubaghs was a principal analyst with Ovum, where he helped to build up its retail payments practice across a range of key topics, including vendor comparison reports on critical payments infrastructure, the impact of payment-tool and channel diversification on issuer and merchant strategies, and the competitive environment in the burgeoning mobile payments space, among other areas.

Originally from Belgium but raised in the U.S., Mr. Ubaghs is fully fluent in French and English. He holds a bachelor’s degree in Social Anthropology from the London School of Economics and is currently based in beautiful Toronto, Canada.


Thursday, February 27, 2020 | 11 a.m. ET
  Changes to the global payments infrastructure at both a domestic and cross-border level, shifts in the competitive landscape, and innovations in even the most well-established commercial payment product areas mean that commercial payments are no longer immune to the dynamic forces...
Tuesday, January 21, 2020 | 11 a.m. ET
  Join Aite Group research director Christine Barry and her expert team for a live one-hour webinar as they identify the top 10 trends that will shape the wholesale banking and payments landscape around the globe in 2020 and beyond. Attend the webinar to: Understand the key drivers...

Analyst Views

May 22, 2018
Artificial intelligence, blockchain, cloud deployment models, fintech, insurtech, regtech, robotic process automation, big data analytics, channel diversification, changing customer expectations, and an ever more detailed regulatory environment are all part of a growing list of dynamic forces transforming financial services. Each of these has the power to be disruptive on its own; combined, they...
Read Full Post

How can we help?

If you have a question specific to your industry, talk with an Aite Group analyst.  Call us today to learn about the benefits of becoming a client.

Talk to an Analyst

Receive email updates relevant to you.  Subscribe to entire practices or to selected topics within

Get Email Updates