Blogs by Julie Conroy

May 23, 2016

New-account risk assessment is an increasingly challenging proposition for financial institutions of all sizes. Opportunities for new-account fraud are exacerbated by the growing number of consumers who prefer to conduct commerce in the higher-risk online and mobile channels. Additionally, Dodd-Frank dramatically changed the economics of retail banking in the United States, while the Consumer Financial Protection Bureau (CFPB) is intensely scrutinizing new-account risk assessment practices, pushing FIs toward greater financial inclusion.

March 1, 2016

With 477 million records breached in 2015 alone, exposure to identity theft and payment card fraud is very much on the mind of many consumers. I’ve been receiving a lot of questions from friends, family, and colleagues over the past few weeks, and I’ve also had to deal with the fallout from criminals getting their hands on my own identity, so it seems like a good time for a blog.

February 22, 2016

Paybefore recently announced its 2016 prepaid awards, which highlight a number of great innovations in the prepaid space. While the prepaid space has faced regulatory headwinds over the past year, merchant and consumer interest in the product offerings continue to grow. Here are a few of the standouts that caught my eye.