John Jay is a senior analyst at Aite Group, LLC. He specializes in fixed-income-structured products and technological applications involved in the structured products space.

Mr. Jay began his career in foreign exchange, later moving on to using derivatives to hedge bank assets and liabilities. Prior to joining Aite Group, he was a principal with American Capital Strategies, Ltd., where he was responsible for analyzing and recommending distressed subprime RMBS bonds for investment. CDO financing and construction were also within John's purview. Previously, he was a senior portfolio manager with State Street Bank and Trust, where he managed portfolios of structured products, sovereign debt, and U.S. Treasuries/Agencies. He also implemented State Street's investment portfolio risk reporting system.

Mr. Jay received an M.B.A. with a concentration in Finance from the University of Michigan Graduate School of Business Administration, and a B.A. in Economics from the University of Pennsylvania.