Kunal Pandya is a senior analyst at Aite Group, LLC, specializing in health insurance and payments, and related processes. He brings to Aite Group seven years of financial services experience, including in-depth knowledge of the consumer-defined health care, banking, health insurance and payments industries.

Prior to joining Aite Group, Mr. Pandya was a consultant with BearingPoint Inc., where he designed and developed market entry strategies for regional banks, health care companies, and health plans entering greenfield CDH market segments. In this role he devised and implemented marketing plans, gap analysis, communication plans, competitive assessments, business cases, financial analysis, and modeling and distribution channel analysis for numerous clients. He also managed full cycle implementations for regional and national banks, and health plans for CDH and Individual Insurance Products. He is well-versed in business process improvement and software development lifecycle (SDLC) protocols. Before joining BearingPoint, he was with ICICI Bank Ltd., where he helped launch their credit card issuing and acquiring businesses.

Mr. Pandya holds an M.B.A. degree in Finance and Operations from Loyola University, and a Masters of Commerce in Business Management and Strategy from the University of Mumbai. He is fluent in English, Hindi, Marathi and Gujarati, and proficient in French.